SKILLED IN CAR ACCIDENTS
CAR ACCIDENTS CAN HAPPEN AT ANYTIME AND WHEN THEY DO THE DAMAGES CAN BE SEVERE.
Being in a car accident is something that no one plans for. Happening in the blink of an eye, in an instant, your entire day may be utterly inconvenienced, and your entire world may be changed. If you have been in a serious car accident that has resulted in large amounts of property damage costs, medical expenses, and other economic and noneconomic losses, you may benefit from working with a skilled Berkey, Ohio car accident lawyer.
At the law office of Groth & Associates, our Berkey attorneys are passionate about providing our clients with superior legal services. We will work hard for you to help you recover the settlement that you deserve.
HOW WILL MY DAMAGES BE PAID FOR?
After a car accident, the bills will begin rolling in. Even if you have health insurance, you will likely still have to pay a deductible–which could be thousands of dollars–and there may be health services that you receive that aren’t covered under your policy. In addition to health insurance costs, you’ll also face costs for property damage expenses to your vehicle, and may also be looking at lost wages and earnings, too.
As such, one of your most pressing questions will likely be that of how you will possibly afford to pay for these bills. In Ohio, a party who causes a collision is responsible for paying for the damages that result, per the state’s tort liability laws. Fortunately, the state of Ohio requires all drivers to carry liability insurance. This insurance is specifically designed to pay for damages and losses caused by the policyholder to another party.
In Ohio, the required car insurance limits are $25,000 per person and $50,000 per accident in bodily injury liability coverage, and $25,000 in property damage liability coverage per accident. In addition to these coverage types, you may also have uninsured/underinsured motorist coverage that could help to pay for damages if the at-fault driver doesn’t have insurance or doesn’t have enough insurance. You may also carry other coverage types, such as MedPay coverage.
For a free legal consultation with a Personal Injury lawyer serving Berkey, call (419) 930-3030
WHAT HAPPENS IF WE’RE BOTH AT FAULT FOR THE ACCIDENT?
Not all accidents occur because of the fault of only one driver; in many cases, both drivers are at fault for the accident, and it’s also not uncommon for another third party to be partially responsible, too, such as a vehicle manufacturer. So, what happens if more than one party is at fault for the accident?
Per the rules of comparative negligence in Ohio, each party will be responsible for paying for damages in proportion to their degree of fault. Say, for example, that you, the claimant, contributed zero negligence to the accident, but two other parties contributed 40 percent and 60 percent. As such, the two other parties would be responsible for your damages respective to their percent contributions of fault (60 and 40). On the other hand, say that you and the other driver both contributed to the accident. So long as you were not more to blame for the accident than the other driver, you can still file a claim against the other driver for compensation. However, your recoverable damages award will be reduced in proportion to your degree of fault. So, if you were 15 percent to blame for the accident, you can only hold the other driver 85 percent liable.
Personal Injury Lawyer Near Me (419) 930-3030
HOW MUCH TIME DO I HAVE TO FILE A LAWSUIT?
How much time you have to file a lawsuit after your accident, should you choose to do so, is fixed. In Ohio, the statute of limitations for accident claims is two years from the date that the accident occurred.
While the statute of limitations may not ever come into play in your case–most claims settle out of court well before reaching the statute–it’s an important detail to be aware of. In the chance that you and the insurer cannot reach a settlement, you’ll need to make sure that all of your civil action paperwork is filed before the two-year deadline.
WHY WORK WITH OUR BERKEY, OHIO CAR ACCIDENT LAWYERS
If you are injured in a car accident and are initiating the claims process, working with a lawyer can be a major comfort. Here’s how our Berkey, Ohio car accident lawyers can contribute to your case:
- Providing you with a free consultation. Our process begins with offering you a free consultation. During this consultation, we can provide you with an overview of the claims process and more information about what you should start doing now.
- Investigating your case. If you decide to hire us, we’ll open an investigation into your case that seeks to identify the precise cause of the accident and who should be held liable. This process often involves hiring experts to work on your claim.
- Calculating your damages. If you are responsible for calculating your damages on your own, you may overlook important losses you have suffered, such as the value of your diminished quality of life. We calculate your damages to improve your chances of being fully compensated for your losses.
- Negotiating your claim. Going up against an insurance adjuster can be intimidating. If you are offered a settlement that you believe is less than you deserve, our team will go to bat for you. We are skilled negotiators with years of experience, and we won’t hesitate to pursue litigation if that’s what’s best for you.
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CALL OUR BERKEY CAR ACCIDENT LAWYERS TODAY
If you are involved in a crash, you need a legal professional on your side who will advocate for you. At the law offices of Groth & Associates, we want you to know that we are on your side and believe in putting our clients first. To learn more about how we can help you to recover a settlement amount that is fair, please call us today to schedule your free consultation and learn more about our services. We work on a contingency fee basis.