SKILLED IN CAR ACCIDENTS
CAR ACCIDENTS CAN HAPPEN AT ANYTIME AND WHEN THEY DO THE DAMAGES CAN BE SEVERE.
When a minor car accident occurs, navigating the claims process–if such a process is even initiated–is usually straightforward. Indeed, while a minor car accident may certainly be an inconvenience, it is by no means a life-ruiner. That being said, the complete opposite is often true for a serious car accident – not only may the claims process be complicated, messy, and drawn out, but an involved person’s life may be entirely changed depending on the extent of their injuries.
At the law office of Groth & Associates, our Dundee, MI car accident lawyers are here to help those who have been injured in serious car crashes and now need help filing a claim and getting the compensation award that they deserve. If you need an advocate on your side who will work hard for you, call our law office today to request a free consultation.
HOW CAR ACCIDENTS HAPPEN: DETERMINING WHO’S AT FAULT
Every year, car accidents are a leading cause of injury and death. One of the most tragic elements of car accidents in the fact that the majority of car accidents are entirely preventable; they would not occur but for the negligence of one of the parties involved. Most car accidents occur because of a driver’s error or carelessness, including acts such as:
- Driving while intoxicated;
- Driving while distracted;
- Using a handheld device;
- Driving aggressively; or
- Performing an illegal maneuver.
However, while most car accidents are caused by drivers’ behaviors, this is not the cause of all car accidents. In addition to driver negligence, poor road conditions, weather conditions, and vehicle defects may contribute to or cause an accident as well. If road conditions or vehicle errors are to blame, the respective parties (municipality, for example, or vehicle manufacturer) could be held liable for damages.
For a free legal consultation with a Personal Injury lawyer serving Dundee, call (419) 930-3030
HOW DO NO-FAULT LAWS WORK IN MICHIGAN?
While one party involved in a Michigan car accident may clearly be at fault for the accident, Michigan’s no-fault system may preclude the injured party from bringing a claim against the at-fault party. To be sure, as explained by the Michigan Department of Insurance and Financial Services, no-fault insurance pays for medical expenses, lost wages benefits, replacement services, and damages that you cause to another’s property regardless of fault. As such, after a crash, you will file a claim with your own insurance company first, regardless of who caused the accident. In fact, per the no-fault system, you are barred from filing a lawsuit–or having a lawsuit filed against you–following a crash. Instead, you must file a claim against your own no-fault coverage.
Personal Injury Lawyer Near Me (419) 930-3030
STEPPING OUTSIDE OF THE NO-FAULT SYSTEM
The no-fault system exists to prevent litigation and to ensure that those who are injured get some compensation for their harm, regardless of fault. However, there are some situations where people may step outside of the no-fault system and bring a lawsuit against the party whose negligence caused the accident. In general, you may step outside of the no-fault system and bring forth a claim against the other driver’s insurance/file a lawsuit against the at-fault party if:
- You have suffered injuries that are serious, resulting in impairment of a bodily function, disfigurement, or death;
- You are involved in an accident with a party who is not a Michigan resident and who owns a vehicle not registered in Michigan;
- You are involved in an accident in another state; or
- The other party is more than 50 percent to blame for the accident and you need to seek up to $1,000 for damages to your vehicle not covered by the other party’s insurance.
Sometimes, stepping outside of the no-fault system is a must. For those who have suffered serious injuries, the coverage limits that are provided by insurance may not be nearly enough to fully compensate someone for their medical bills, lost wages, and noneconomic losses, such as the value of their pain and suffering.
HOW A DUNDEE, MI CAR ACCIDENT LAWYER CAN HELP
Whether you are filing a claim against your insurance company or are pursuing a fault-based negligence claim against the other party’s insurance (or have decided to file a lawsuit directly against the at-fault party), our Dundee lawyers can help. Our legal team will assist you by opening an investigation into your case to determine how the accident happened and who should be held liable, reviewing your insurance policy and explaining to you what you’re entitled to, handling all paperwork related to your claim, representing you in conversations with the insurance company, calculating your damages, issuing a demand letter to the insurance company, helping you to understand negligence and whether or not you have the right to file a lawsuit, negotiating your settlement, filing a lawsuit on your behalf, answering your questions, and more. Our lawyers strive to be accessible and available whenever our clients need us, and always make the claim that we’re working on our top priorities. We know that a car accident is a life-changing event and that the aftermath of a car accident is time-sensitive; not only is it important that you get paid as soon as possible, but there is also a statute of limitations for bringing forth a civil action of which you must be aware.
Complete a Free Case Evaluation form now
CONNECT WITH OUR DUNDEE CAR ACCIDENT LAWYERS TODAY
At the law office of Groth & Associates, we believe in putting our clients first and working hard to get each client their maximum recovery amount. We know that a car accident can mean losses for you that are hard, if not impossible, to quantify. We know that your life may feel completely changed and that you may be unsure of where to turn. We know that you’re probably feeling stressed and overwhelmed. We understand what you’re going through, and we are here to help.
We offer free consultations for accident victims and their families and are ready to sit down with you to discuss your crash and your options at your convenience. To schedule a free consultation with our law office, please call us directly or send us a message online. We are here to serve you.