CAR ACCIDENT ATTORNEY IN MICHIGAN
INJURED IN A CAR ACCIDENT IN MICHIGAN? LET US HELP YOU.
If you were injured in a Michigan car accident, finding the right lawyer might seem like a hassle. After all, you are probably focused on rehabbing your injuries, which might feel like a full-time job. There are countless attorneys claiming they can help accident victims and choosing between them isn’t easy. You’ll need a legal advocate with the right mix of experience and skills who can identify who is at fault for the wreck and negotiate a meaningful settlement.
Groth & Associates is the right choice. Our seasoned Michigan car accident lawyers are prepared to step in and seek money damages for our clients. Give us a call to schedule a time to talk.
NO-FAULT BENEFITS IN MICHIGAN
Michigan is one of the few states that require its drivers to purchase “no-fault” insurance benefits. These policies should immediately pay compensation to cover:
- Medical care
- Household replacement services
- Medical mileage reimbursement
- Lost wages
Because these benefits are no-fault, accident victims should immediately tap them to cover the cost of initial medical care. Nevertheless, some insurers might try to deny coverage, claiming that you were not injured in a motor vehicle crash at all. If that happens, hiring a car accident lawyer in Michigan is helpful. We can negotiate with your insurer to secure the benefits you are entitled to.
SUING FOR A CAR ACCIDENT
Michigan’s no-fault insurance law prevents many lawsuits—but not all of them. For example, you can sue if you were injured in a car accident and have unmet medical expenses. Someone with catastrophic injuries will probably have expenses that far exceed their no-fault policy limit, so bringing a lawsuit is the only way to get those bills paid. You might also bring a lawsuit to receive compensation for car damage.
Most accident victims sue, however, for pain and suffering compensation. You can only do so if you’ve suffered a serious impairment of bodily function as defined by MCL 500.3135. A qualifying injury must be sufficiently serious to disrupt your normal life—though there is no requirement that the impairment is permanent.
For example, you might have suffered serious whiplash which prevents you from leaving the house or even getting out of bed. This type of injury supports a lawsuit for pain and suffering compensation. A Michigan car accident attorney can help you file your lawsuit in the correct court or analyze whether you even have a valid claim.
TIME LIMITS FOR FILING A LAWSUIT
Every state has a statute of limitations, which provides the maximum amount of time a car accident victim has to file a lawsuit in court. Michigan gives accident victims three years from the date of the accident to file for a personal injury.
This deadline can pass quickly, however. And if you go over the deadline, then you forfeit your ability to sue in the future. That means no pain and suffering compensation—and the at-fault driver gets away without being held accountable for hurting you.
UNINSURED MOTORIST CLAIMS
Sadly, too many people on the road lack insurance. If you were struck by an uninsured motorist—or by a driver who fled the scene—you can still tap your no-fault insurance benefits. You should also use your uninsured or underinsured motorist coverage, called UM for short. Every insurance policy in Michigan comes with UM benefits.
Unlike no-fault insurance, however, you cannot receive UM benefits if you were at fault for the wreck. Some insurance companies resist paying out UM claims because they believe their insured is to blame, so you might need a lawyer to negotiate a settlement for you.
DO YOU EVEN NEED TO HIRE A CAR ACCIDENT LAWYER?
Some insurance adjusters claim you don’t need a lawyer but can instead negotiate your own settlement. At Groth & Associates, we believe this is a big mistake. Insurers would love nothing better than for accident victims to have no legal representation. Many unrepresented accident victims accept very low settlements—which certainly benefits the insurance company.
A Michigan car accident lawyer is an excellent addition to your team. Just as you wouldn’t try to rehab an injury without a doctor’s help, you shouldn’t negotiate a settlement without the guidance of a seasoned lawyer.
- Find evidence to establish fault and serious impairment to support a lawsuit for compensation.
- Fully document both your physical injuries and emotional distress/physical pain.
- Communicate with insurance adjusters so you meet all deadlines.
- Relieve stress so you can focus full-time on your physical recovery.
- Negotiate a settlement on your behalf for compensation.
When meeting for a consultation, remember to ask about fees. At Groth Law, we never require any upfront legal fees and only get paid if we win your case.
WHAT TO DO FOLLOWING AN ACCIDENT
An accident victim should take the following actions to protect their right to compensation:
- Immediately stop your vehicle. It is against the law to flee the scene.
- Call the police after the crash. Michigan law requires that you report all accidents that cause bodily injuries or result in at least $1,000 in property damage.
- Swap personal information with the other driver. Get their name, license number, registration number, and insurance information. You should share the same with all other drives involved.
- Photograph the accident scene, including the sides of each vehicle. Doing so helps document the damage caused by the collision.
- Speak with witnesses to get some idea of what they saw and write down their names and contact information.
We also recommend that accident victims avoid speaking with the other driver’s insurer soon after a collision. Often, these lawyers are digging for information that will reduce their liability. Instead of giving a recorded statement, hire a car accident lawyer to handle all communications for you.
CONTACT A CAR ACCIDENT LAWYER IN MICHIGAN
The lawyers at Groth Lawyer have handled multiple Michigan accident claims and know how to bring an insurance claim for compensation the right way. We offer accident victims a free consultation, which you can schedule by calling us today. Please avoid delay.