BANKRUPTCY CAN HAPPEN TO ANYONE AND WHEN IT DOES THE DAMAGES CAN BE SEVERE.
If you’re thinking about filing bankruptcy then Groth & Associates can answer your questions and help you make informed decisions. There are two chapters of Bankruptcy that a consumer
can file and we will help you decide which chapter is the best for you. We also explore every option of NOT filing bankruptcy.
CHAPTER 7 BANKRUPTCY
Chapter 7 Bankruptcy also known as “liquidation” is the most common filing. It will eliminate almost all debts. During the Chapter 7 process, an intake is done of the client’s income, assets and debts owed. There is a myth that everyone who files Chapter 7 Bankruptcy will lose all of their possessions, but this is not the case with everyone. Depending on your income and assets, you may be able to keep all or some of your property. During the process, you will have to attend a meeting of creditors, also called the 341 meeting. A Chapter 7 Bankruptcy will normally last between four and six months before it is discharged.
CHAPTER 13 BANKRUPTCY
WHILE PERSONAL INJURIES ARE OFTEN REFERRED TO AS ACCIDENTS, THEY ARE OFTEN THE RESULT OF ANOTHER PERSON’S RECKLESS OR NEGLIGENT CONDUCT.
Chapter 13 Bankruptcy is for those who have the means to pay back their debt over time. Chapter 13 can also stop foreclosure and give you the opportunity to clear up your defaulted mortgage payments as well as any auto loans. During Chapter 13 which normally will last 3-5 years, you will make a monthly payment to the Trustee and the Trustee will distribute payments to the creditors. If you are looking for a criminal defense lawyer in Toledo, Bowling Green, Fremont, Findlay, or anywhere in Ohio, call Groth & Associates.
WORDS FROM OUR CLIENTS
Our experience with Attorney Stevin Groth was nothing short of life changing.ALFRED & JENNIFER
When we first contacted Mr. Groth, he gave us his cell phone number and we were able to directly contact him day or night. His knowledge of the Ohio judicial system was astounding. He handled all aspects of our case himself, never once handing off our case to jr. associates. Stevin had positive relationships with all the judges, district attorneys and court personal that we came in contact with. Stevin’s persuasive arguments on our son’s behalf cleared him of all charges. Because of Stevin’s abilities, our son is able to move forward with his life without the stigma of a criminal record. We could not recommend Stevin Groth more highly.
Dan is an amazing attorney. He had my divorce finalized in a short period of time. A lot quicker than I thought it was going to be and for that I’m thankful! Dan knew exactly what he was talking about. Any questions I had Dan, and his assistant, Michelle was glad to answer. The outcome of my divorce was exactly what I was hoping for.LAURIE
Thank You Dan for your services!
Allison Lawrence is the best lawyer I have hired.she was attentive when I presented my case to her & knew exactly how to handle it.very professional person when it comes to her job,also a humanitarian.Allison has given me great advice in a free consultation,as well as stood by side in court with chargers pending,of course she got the charges dismissed!!Great attorney,very dependable.in need of a lawyer,I highly recommend Allison Lawrence.RONNIE